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Support Home Making Loan Payments Does Ridgewood Savings Bank charge a prepayment fee or penalty? Does Ridgewood Savings Bank charge a prepayment fee or penalty? No, there is no prepayment fee or penalty. Was this article helpful? 0 0 Related Questions: How can I delete an old bank account? If you have a bank account that has been closed...… Can I split my monthly payment into two or more installments? Yes, you can make your monthly payment in two or...… What are my payment obligations? Your loan is an unsecured debt obligation that requires you...…