To qualify for a loan, all loan borrowers must meet the following criteria:
1.) Have a verifiable name, date of birth, and social security number;
2.) Be at least 18 years of age;
3.) Is a US Citizen or a US Permanent Resident;
4.) Is a resident of New York, New Jersey, or Connecticut;
5.) Passes the identity verification and OFAC screening;
6.) Have a valid e-mail account.
7.) Have income to support the overall debt obligation, for example: have a full-time job, a full-time job offer starting in 6 months, a regular part-time job, or another source of regular income;
8.) Have a personal banking account at a U.S. financial institution with a routing transit number;
9.) Meet our minimum credit requirements;
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