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Support Home Borrower Eligibility Will I be eligible for Ridgewood’s No Fee Personal Loan? To qualify for a Ridgewood’s No Fee Personal Loan, all loan borrowers must meet t… Why was I disqualified? To learn why we were unable to offer you a loan at this time, you can log into h… Can Ridgewood Savings Bank make exceptions for unique situations? Unfortunately, we cannot make individual exceptions to our eligibility requiremen… Can I use a cosigner? We do not allow you to apply for Ridgewood’s No Fee Personal Loan with a cosigner… What are the minimum credit requirements to receive Ridgewood’s No Fee Personal Loan? Ridgewood’s No Fee Personal Loan borrowers must have a minimum FICO or Vantage sc… What subsequent events may disqualify my application for Ridgewood’s No Fee Personal Loan? Your loan application may be disqualified even after you receive an initial offer…